It begins in the 1990s with John Malone winning the Morrison VISA Lottery to come to US and spending 63 days homeless on the streets of Boston. David Barker and John meet through a merger of David’s software company, and John’s startup magazine The Loupe with 25,000 readers.  The early journey takes many turns leading to…

2011

Generate 4 Schools

Examining sustainable economic systems connection between local business and local schools. Launches with First Data and Century Payments. MiCamp Merchant Services. Early pioneers in the innovative financially inclusive programs.

2015

Opportuna

Kids work for hire program. Launches marketplace that matches kids with age-appropriate work opportunities and links to a “kids discover debit card” Understanding youth banking, the gen z approach to work and its value and the currency of popularity.

2017

Ourly

Launched a financial literacy platform that allows parents to monitor and manage kids finance associated with work completed, capitalizing on the lack of value banks were bringing to businesses, families, and the community. Started discussions on financial inclusivity and COMMUNITY + COMMUNICATION. FINCOMM BORN.

2018–2020

DAVO. TRUST. MOBILIZE.

Manage a 12.1-million-member mobile loyalty company, rebrand a crypto and gaming focused acquiring bank, a payments company and launch a payment gateway in the USA, all while developing the number one app in Clover helping small merchants pay and file their sales tax on time. Increase value for their customers and investors by $300 Million.

COVID

The Birth of Why + Why not

Covid hits and the urgency of fostering financial inclusions builds. Develop a process and solution to include 52 Independent Business types in the Cares Act and ERC, creating a path toward economic independence, inclusivity, and recovery. 

2021

The Community is given a steward. Elaine Kennedy was hired to lead and align this opportunity in line with the values of the journey that brought us here.

A person’s currency can be translated in today’s world as what they like, what they will pay for, what they will earn pay for, and ultimately what they share and advocate for. It is because people’s intentions are so clearly linked to these concepts that we have an opportunity. An opportunity to lend our expertise, systems, and knowledge to help independent business owners. With each opportunity comes responsibility. We see an amazing opportunity to decentralize commerce away from big platforms and towards independent businesses owners and their employees.

Independent business owners and individuals have the right to "mine their own business" and gain access to a new world of financial inclusivity. We believe that when informed, all business owners and individuals are very capable of acting on information about themselves and their business.

If we use the knowledge, expertise, resources, and experience to build a company that helps as many people make informed, respectful and empathic decisions about their health, their wealth, and their families. A company that creates the greatest number of financial opportunities, shared with the most people, in a sustainable way.

FinComm^SM, a system that takes a community, manages its communication, and informs all parties about the commercial opportunities to grow into a new sustainable economic system.  i.e.  financial breathing room

We have a call to action and an empowering, independent mantra. MINE YOUR OWN BUSINESS!